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BORROW LOCALLY WITH A HOME MORTGAGE LOAN FROM ULSTER FEDERAL CREDIT UNION!

As Ulster County's first credit union, we have been helping members with home-ownership in the Hudson Valley since 1940. When it comes to purchasing a home, we want to establish roots with you by ensuring that you have all the financing options and resources necessary to help you make one of the most exciting purchases of your life. With the help of our portfolio service partner, Owners Choice Funding, we are able to help you on your path to homeownership.

  • Competitive rates for first time home buyers, home purchases or refinances
  • Available for primary residence, second or vacation homes
  • Pre-approvals available
  • Repayment terms tailored to fit your budget
  • Attentive service from start to finish

FINANCING PROGRAMS

  • Fixed rate mortgages (10, 15, 20, or 30 years)
  • Adjustable-rate mortgages (ARMs)
  • FHA loans
  • VA loans
  • And more!

For more information on loan programs, click here.

ONLINE TOOLS & APPLICATIONS

  • Submit your loan application online
  • Get a credit pre-qualification decision in as little as 10 minutes
  • Check interest rates
  • Obtain an accurate estimate of the closing costs for your loan
  • Access financial tools, including loan and payment calculators, qualifying worksheets and a rent vs. buy analysis

For more information and to get started, visit our mortgage website here.

TO GET STARTED

APPLY ONLINE
To visit our Mortgage Website and start an application online, click here.

COMPLETE A CONSULTATION REQUEST
You can complete a Consultation Request here. If you are unable to submit your request online, stop into a credit union branch, and we can assist you.

PHONE CONSULTATION
You can call our First Mortgage Department by phone at (703) 936-2150, Monday through Friday from 8:30 AM - 4:30 PM.

 

View Rates

Additional Coverage

As a member of Ulster FCU, you qualify for a competitive rate on homeowners insurance. Get a quote in minutes from TruStage by clicking here.