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Share Certificates

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WHY A SHARE CERTIFICATE?

A share certificate is an account that allows you to earn higher interest rates by agreeing to leave your money in the account, untouched, for a specified term. These certificates are also referred to as CD's. You can select a term that best suits your needs, and enjoy a higher rate of return, without the investment risk.

ACCOUNT FEATURES

  • Terms range from 3 months to 36 months
  • Rates increase as the terms increase
  • No-risk investment option
  • Early withdrawal penalties 
  • Minimum opening deposit of $500

HOW TO OPEN A SHARE CERTIFICATE

If you are an existing member, a share certificate can be added to your account at any of our branch locations.

If you are a non-member, and wish to open an account with us, you can stop into one of our branch locations. In order to open a share certificate, you must be eligible for membership, and become a member by opening a Member Savings Account of at least $25.00.

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