ENJOY THE CONVENIENCE OF AN ULSTER FCU VISA DEBIT CARD!
Our debit card can be used to make purchases, pay for bills, and allows for withdrawals, transfers, and inquiries at ATM machines. Debit Cards provide easy access to your account throughout the U.S. and around the world. Plus, you can earn rewards for using your debit card when paired with our Kasasa® Reward Checking Accounts. Earn 2.00% cashback per month on up to $500.00 spent, or 2.00% APY on balances up to $10,000.
For more information on reward checking accounts, click here.
Your Visa® Debit Card can also be added to your mobile wallet, such as Apple, Google, and Samsung Pay.
Click here to read more.
- Access cash throughout the U.S. and around the world
- Joint account holders can receive a card
- Get cash back at participating merchants when using your PIN
- Authorization process limits your risk for lost or stolen cards
STAY AHEAD OF FRAUD WITH DEBIT CARD CONTROLS
With the help of our partner, CardNav by CO-OP, you can set the terms for when, where, and how your cards are used - anytime, anywhere!
With CardNav Debit Card Controls, you can:
- Turn your card on and off
- Set parameters on transaction locations
- Limit card use to specific merchants or purchases
- Control spending by setting limits
- Receive real-time card use notifications and spending-limit alerts
To get started, click here.
LOST OR STOLEN CARD
Contact us right away if you believe that your card or PIN has been lost or stolen.
You can call us at (845) 339-5544, or 1 (800) 847-4283.
We offer instant issue debit cards at our Schwenk Drive branch only. Call us or email [email protected] for more details.
SCHEDULE OF FEES AND CHARGES
Your debit card is FREE! However, there are certain transactions that cost money. When using your debit card, you will want to process all transactions as CREDIT unless you need to receive cash back. After 3 DEBIT/PIN based transactions (cashback) each month, you will receive a $3.00 fee.
| Debit (PIN used) at UFCU owned ATMs | FREE |
| Debit (PIN used) at other ATM or POS terminal | FREE for the first 3 each month |
| Debit (PIN used) at other ATM or POS terminal in excess of 3/month | $3.00 |
| Balance Inquiry | $3.00 |
| Transfer | $3.00 |
| Card Replacement | $15.00 |
| NSF fee if overdraft LOC is not available | $35.00 |
ACCESS SURCHARGE FREE ATM NETWORKS
Ulster Federal Credit Union is partnered with multiple ATM networks nationwide, giving you access to thousands of surcharge-free ATMs from coast to coast. For more information on surcharge-free ATMs nationwide and how to locate them, click here.
The daily limit for ATM withdrawals is $750.00. For security purposes, there are other limits on the frequency and amount of transfers available at ATMs.