VISA SECURED®
Why pay higher interest rates on your other credit cards when you can pay a low, fixed rate on an Ulster FCU Visa® Card? Other credit card's rates can sometimes increase to 20%+ after the introductory period, resulting in higher interest charges. Here at Ulster FCU, your low rate remains the same!
Our Secured Visa card is great for members looking to establish credit or rebuild poor credit. The credit line is secured with funds in a credit union share account or share certificate.
The credit limit is secured by 150% of the limit granted.
For example:
A $250 credit card limit would have to be secured by a share account with $375.
A $500 credit card limit would have to be secured by a share account with $750.
Our credit cards can be used via Mobile Wallets such as Apple, Google, and Samsung Pay.
You can also monitor and control your card through the SecuLock App.