Home Equity
Use the equity you've already paid into your home to fund larger expenses, whether it's home improvements, debt relief, or tuition.
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Auto Loans
Finance or refinance a car or truck at a competitively low rate — with pre-approvals available for extra leverage at the dealership.
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Personal Loans
Get affordable financing for just about any personal need, with flexible terms and monthly payments that will fit your budget.
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Personal Loan Special
Borrow up to $2,500, for a one-year loan term, at 6.00% APR with our Personal Loan Special!
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Boat and RV Loans
Amp up your weekend fun with a boat or RV! Expect competitive rates that work with your budget and a range of customizable terms.
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Other Collateral/Equipment Loans
We offer financing for a wide range of equipment and work vehicles that are made to meet your needs, such as riding mowers, tractors, utility and horse trailers, plows, snow blowers, skid steers and more.
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Home Improvement Loans
Update your home the way you've always to with the help of our local lenders! Get quick decision-making and customized service.
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Overdraft Line of Credit
Backup your Ulster FCU checking account with a line of credit that lets you purchase what you need — exactly when you need it.
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Home Mortgage Loan
We offer different mortgage plans to appeal to a variety of home buyers — with competitive rates and knowledgeable lenders.
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Other Loans
We believe in giving our members options, especially when it comes down to their finances. Therefore, we offer additional loans that fit our member's needs here in Ulster County.
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