BORROW LOCALLY WITH A BOAT/RV LOAN!
Get out on the Hudson River or enjoy that trip to the Adirondacks with a boat or RV loan from Ulster Federal Credit Union! We offer affordable financing, flexible terms, and quick decision making to help you finance the boat/RV of your dreams. We also offer pre-approvals that lock in your rate for 45 days, so you have time to shop for the perfect boat or RV.
- Competitive rates on new and used boats and RVs
- Repayment terms tailored to fit your budget
- No pre-payment penalty
- Pre-approvals available for extra bargaining power
- Prompt decision-making and processing
- Friendly service from our experienced lending team
MAXIMUM FINANCING
New - 90% Purchase Price up to $60,000
Used - 80% NADA Book Value up to $50,000
TO GET STARTED
To apply online, simply hit the [APPLY NOW] button on top, or down below. By applying online, our local, in-house lenders can start processing your loan request right away.
Or, feel free to fill out a paper application at a branch of your choosing.
For questions, give us a call at (800) 847-4283, and ask to speak with a lending officer.
LIFE & DISABILITY INSURANCE
Membership means you may qualify for life and/or disability insurance on your loan. This insurance is offered through our partner, Cuna Mutual Group.
Rate(s) per $1,000 of your monthly loan balance are as follows:
| Life Insurance | Disability Insurance |
| Single Life - $0.60 | Single Disability - $2.14 |
| Joint Life - $0.96 | Joint Disability - $4.07 |
*Restrictions apply: Total Benefit Maximum for Life Insurance is $55,000. Total Benefit Maximum for Disability Insurance is $30,000. Maximum issue age for both Life and Disability Insurance is 70.
RATE DISCOUNTS
Our Member Loyalty Program provides additional interest rate reductions from 0.50%-1.00% OFF your qualifying loan interest rate. For more information, click here.