KEEP IT LOCAL WITH AN AFFORDABLE LOAN FROM ULSTER FCU!
Our experienced lending team will help you determine the right loan for you! We believe in giving our members options, especially when it comes down to their finances. Therefore, we offer additional loans that fit our member's needs here in Ulster County.
- Competitive rates
- Prompt decision-making and processing
- Friendly service from our experienced lending team
SHARE SECURED
This secured loan can be used for any purpose, and is secured against collected funds on deposit in a credit union savings account. The minimum loan amount is $500, with a maximum financing of 90% of the collected savings balance.
- Minimum Financing: $500
- Maximum Financing: 90% of savings account balance
SHARE CERTIFICATE SECURED
This secured loan can be used for any purpose, and is secured against a Share Certificate on deposit at the credit union. Individual Retirement Accounts cannot be used as collateral for this type of loan. The minimum loan amount is $500, with a maximum financing of 90% of the collected share certificate balance.
- Minimum Financing: $500
- Maximum Financing: 90% of share certificate balance
FUEL ASSISTANCE LINE OF CREDIT
A Fuel Assistance Line of Credit is a revolving, open-ended loan, for the purpose of providing funds to members for the purchase of fuel related products. The mininum credit line is $500, with a maximum financing of $5,000.
- Minimum Financing: $500
- Maximum Financing: $5,000
ENERGY STAR LOAN
An Energy Star loan is for homeowners purchasing products that are "energy star" certified, that help save energy. This would apply to Energy Star certified refrigerators, washers, dryers, water heaters, furnaces, and so much more! To qualify, the purchase must be for your primary residence and be located in New York State. The minimum loan amount is $5,000, with a maximum financing of $15,000.
- Minimum Financing: $5,000
- Maximum Financing: $15,000
CAREER/OCCUPATIONAL STUDENT LINE OF CREDIT
A Career/Occupational Student Line of Credit is a loan that permits members to finance educational costs that not typically covered by traditional student loans. The student must be enrolled in a career/occupational program that will result in a certificate or diploma.
- Minimum Financing: $500
- Maximum Financing: $5,000
TO GET STARTED
To apply online, simply hit the [APPLY NOW] button on top, or down below. By applying online, our local, in-house lenders can start processing your loan request right away.
Or, feel free to fill out a paper application at a branch of your choosing.
For questions, give us a call at (800) 847-4283, and ask to speak with a lending officer. Or email us at [email protected].